代償高利降息：可配合代償當舖、地下錢莊的高利貸款，平轉降息或整合負債，減輕負擔。有高利息的信用卡債務或其他無抵押貸款，透過房屋二胎的資金來整合這些債務，減少高利息支出和月還款壓力。The U.S. officials who spoke to TIME pointed out that the Trump Administration�